Each year, more cars and drivers hit the highways. With so many vehicles on the road, crashes will happen. Automobile insurance can be the difference between a minor inconvenience and a major hassle. But why do you need insurance and just how much should you buy? Auto insurance protects you by paying for damage or [...]
Although the automobile is still considered king of the road, there are numerous other types of vehicles on the roads these days: commercial vehicles, buses, bicycles, scooters and motorcycles. It’s becoming more and more important for motorists to share the road with these other modes of transportation. According to the National Highway Traffic Safety Association [...]
The purchase of a new vehicle is often based on emotions rather than on objective decision-making. To ensure that you get the best deal, here are a few simple steps you can follow. First, you must determine your need for a new vehicle. Would a used vehicle fit your need? Advertising is often intended to [...]
When you finance a vehicle, you finance the vehicle, sales tax, licensing, and documentation fees. That adds up to about 110% of the selling price. With an average down payment of 20%, you are barely covering more than the sales tax and other applicable fees. For the ease of math, let’s go ahead and use [...]
If you’re like me, you’re always looking for a smart way to save money. Sometimes, saving money can come in the most unlikely place – such as your insurance. There are several ways you may be able to cut your auto insurance costs. Higher deductibles can lower your premium as will selecting only the coverages [...]
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